Ingredients

2 cups water2 cups diced unpeeled red potatoes1 cup diced carrot1/2 cup diced celery1/4 cup chopped onion1 teaspoon salt1/4 teaspoon pepper1/4 cup all-purpose flour2 cups 2% milk2 cups shredded reduced-fat cheddar cheese1 cup cubed fully cooked ham

Preparation

In a Dutch oven, combine the first 7 ingredients. Bring to a boil. Reduce heat; cover and simmer for 10-12 minutes or until tender.

Meanwhile, place flour in a large saucepan; gradually whisk in milk. Bring to a boil over medium heat; cook and stir for 2 minutes or until thickened. Remove from the heat. Add cheese; stir until melted. Stir the ham and the cheese sauce into undrained vegetables; stir until combined.