Ingredients

2 cups shredded Monterey Jack cheese2 cups shredded cheddar cheese1 can (16 ounces) refried beans1 cup sour cream1 package (8 ounces) cream cheese, softened2 tablespoons taco seasoningTortilla chips

Preparation

In a bowl, combine cheeses; set aside 2 cups for topping. Add beans, sour cream, cream cheese and taco seasoning to the remaining cheese. Transfer to a greased 2-qt. baking dish; sprinkle with reserved cheese. Bake, uncovered, at 350° for 20-30 minutes or until bubbly around the edges. Serve warm with tortilla chips.